紧急警报

研究生

你一定是一个攻读学位的研究生, as named by the 研究生院 and enrolled at least half time (five credit hours) or conditionally admitted to the 研究生院 and enrolled in at least six credit hours to be eligible for Federal Direct Unsubsidized loans. 研究生 students are not eligible to receive Subsidized loans.
 

Below is specific information regarding the student loan process at UTC. Federal Direct Unsubsidized loans are low interest student loans available to students to assist with educational cost. 利率资料可于以下网址查阅: 联邦学生援助-利率和费用.

  • Please be aware that UTC's financial aid awarding process follows a fall-spring-summer schedule as it relates to the FAFSA. 因此, 如果你打算在夏季学期开始, you would ensure UTC has the FAFSA for the appropriate academic year (i.e. - attending summer 2022, you would file the 2021-2022 FAFSA). 
  • 研究生 students are not eligible for Federal Pell Grant or other federal and state grants with the exception of the 教授予.
  • Click here if you are enrolled in a Teacher Certification Program at UTC.
  • 建议您联系 研究生院 or your individual department regarding 奖学金 和一个ssistantships.
  • 你一定是一个攻读学位的研究生, as determined by the 研究生院 and enrolled at least half time (five credit hours) or conditionally admitted to the 研究生院 and enrolled in at least six credit hours to be eligible for Federal Direct Loans. 根据研究生会的政策, 研究生 students enrolled in less than five hours of thesis or dissertation credit at the end of their program of study are considered full-time equivalent. 请参阅 研究生目录 了解研究生院政策的更多细节.
  • 研究生 students are not eligible to receive Subsidized loans. Below is specific information regarding the student loan process at UTC. 联邦直接无补贴贷款s are low interest student loans available to students to assist with educational cost.  利率资料可于以下网址查阅: 联邦学生援助-利率和费用.

研究生可获得的资助类型:

  1. 联邦直接无补贴贷款
  2. 直接毕业生PLUS贷款
  3. 私人贷款
  4. 就业机会

联邦直接无补贴贷款程序

  • 学生 applying for Federal Direct Loans must first complete the FAFSA. Other documents may be requested once the FAFSA data is received by the UTC Financial Aid & 奖学金办公室. Check your MyMocsNet account frequently for requested documents.
  • Once your file is complete, processing time in the UTC Financial Aid & 奖学金办公室一般为2 - 3周, although it may be increased to 4 - 6 weeks during peak processing times.
  • 研究生 students will automatically be offered their maximum Direct Loan amounts based on cost of attendance and outside resources. Full or partial loan amounts can be 接受ed in your MyMocsNet account.
  • 学生 borrowing Federal Direct Loans for the first time at UTC must complete 入学贷款咨询 和一个 主本票 在收到他们的第一笔贷款支付之前. 
  • 退出贷款咨询必须在 studentaid.政府 each time you 研究生 or you are no longer enrolled at least half time.

联邦直接贷款限额

从2007年秋季开始，年度贷款限额为:

  • 研究生和专业学生20,500美元. 2012 - 2013年开始, 研究生 and professional students are eligible to receive unsubsidized loans only.

总贷款限额为:

  • $138,500 for 研究生 and professional students (including under研究生 borrowing).

直接毕业生PLUS贷款

Direct 研究生 PLUS loans enable independent 研究生 students with good credit histories to borrow up to cost of attendance, 减去收到的任何其他援助.

  • 学生必须 be fully admitted to the 研究生院 at UTC and enrolled at least half time.

  • Under研究生 students taking 研究生 level classes are not eligible.

  • 学生必须 complete the FAFSA 和一个ll other financial aid requirements.

  • 学生必须 接受 资格上限为$20,500 under the 联邦直接无补贴贷款 Program for the CURRENT aid year. 通常, in-state 研究生 students will not be eligible for the 研究生 PLUS Loan until (possibly) summer due to UTC's low cost of attendance and, 因此, 学生无法接受全部的20美元,500.

  • These loans require a borrower credit check and in some cases, a co-signor.

  • These students need not submit the PLUS Information Form to UTC.

  • 学生必须遵守所有UTC注册和 满意的学术进步标准 才有资格获得PLUS贷款基金.

The repayment period for a Direct 研究生 PLUS Loan begins at the time the loan is fully disbursed, and the first payment is due within 60 days after the final disbursement. However, students may defer repayment while enrolled at least half-time.

利率资料可于以下网址查阅: 联邦学生援助-利率和费用.

直接毕业生PLUS贷款程序

Direct 研究生 PLUS loans enable independent 研究生 students, with good credit histories to borrow up to cost of attendance, 减去收到的任何其他援助. Financial Aid for 研究生 students is typically limited to departmental 奖学金 and student loans.

  1. 学生必须 complete the FAFSA 和一个ll other financial aid requirements. 请注意, 如果你打算在夏季学期开始, you would ensure UTC has the FAFSA for the appropriate academic year (i.e. - attending summer 2020, you would file the 2019-2020 FAFSA).
  2. The 研究生 PLUS Loan application is completed online at 热门产品.政府.
  3. 如果预先批准，借款人必须填写一份 主本票. 首次PLUS借款人必须填写一份 入学贷款咨询.
  4. The Department of Education electronically transmits the approval or denial to the UTC Financial Aid & 奖学金办公室72小时内送达.
  5. 批准是由UTC认证的. Denial processing is not available for independent 研究生 students. Allow a minimum of 5 business days for internal processing.
  6. Funds are released electronically by the Department of Education typically within 7 days of the certification, provided the Department of Education has received all relevant documentation from the borrower.
  7. 退出贷款咨询 must be completed once the student 研究生s or each time the student drops below half time or is no longer enrolled at least half time.

就业机会

目前没有空缺职位.

经济援助及奖学金

经济援助及奖学金